Sustainable Living with Lindum Homes
At Lindum Homes, we’re committed to building energy-efficient homes that not only offer modern comfort but also help reduce your carbon footprint and lower your energy bills. Our new One at Charterholme and Heath View Waddington come with a range of eco-friendly features, Air Source Heat Pumps, PV solar panels, and EV chargers, ensuring long-term savings and a greener lifestyle. With all of these sustainable features, you may even qualify for a ‘Green’ mortgage, which could offer benefits like lower interest rates, increased loan amounts, or cashback.
Investing in a Lindum Home means investing in a smarter, more sustainable future.
What is a green mortgage?
Green mortgages are mortgages offered for energy efficient homes; banks may offer a lower interest rate, a higher loan amount or a cash incentive for buyers.
Green mortgages are relatively new and have been launched to support the Government’s Net Zero 2050 vision by encouraging homeowners to choose homes that are more energy efficient to benefit from the mortgage deals associated with them.
Who offers green mortgages?
A growing number of mainstream lenders are now offering green mortgage products, which encourage homeowners to buy energy-efficient homes.
What homes qualify for a green mortgage?
Eligibility criteria for a green mortgage varies from lender to lender, but the property’s Energy Performance Certificate (EPC) is typically a key factor. Homes are usually required to have an energy-efficiency rating of A or B.
Energy efficiency ratings explained
Every home must have an Energy Performance Certificate (EPC) when it is built, sold or rented – this gives the property an energy efficiency rating from A or 100 (most efficient) to G or 0 (least efficient) and is valid for 10 years.
Benefits to using a Mortgage Broker
Many of our customers have chosen to work with local mortgage brokers, and we’re happy to share their details with you. A mortgage broker can search the entire market on your behalf, saving you time and effort while finding the best mortgage product tailored to your financial situation.
Additionally, they stay up to date with the latest government schemes and incentives designed to assist homebuyers. They also have access to competitive Green Mortgage products across all lenders/whole of market, which could offer lower interest rates or incentives for purchasing an energy-efficient home.
Lindum Homes – We’re proud to offer great homes in great locations throughout Lincolnshire. With over 50 years of experience as one of Lincolnshire’s leading house builders, you can be safe in the knowledge that we’ll go the extra mile to help you find your perfect home.
View our locations and buyer schemes to make the first steps to finding your new home.
