Moving On
Looking for a change of scenery?
Thinking of downsizing but still want the space, looking for a low maintenance property so you can spend time with your family and friends.
Buyer Process
This may be your first move in a while but our helpful team will be able to guide you through the buying and selling process
Lets get Moving
Reservation
Can I reserve a plot?
- To reserve a plot, you need to be either :-
- A first time buyer
- A cash buyer, or
- If you have a home that you need to sell in order to buy another home you will need to have accepted an offer - be SSTC (sold subject to contract)
- You will also need to have a mortgage in principle to the value of the property you are interested in.
Reservation
- Once you have found the property you like and would like to begin discussions about reserving a plot, the Sales Adviser will go through all aspects of the purchase, and the specific plot you are interested in. They will then talk you through the reservation agreement and process of buying your new home.
- The reservation agreement includes a 14-day cooling off period where you can cancel the reservation at any time during this period and receive the reservation fee back in full.
- The reservation fee you have paid will be deducted from the final account on legal completion of the property.
- Should you wish to cancel after the 14-day cooling off period we will pay back the reservation fee less any reasonable administrative and other costs incurred in processing and holding of the reservation.
- At reservation you will be given a pack of information to read through and will be invited back to the sales office on or shortly after the 14 days to confirm you are happy to proceed with the purchase. At this point you will be given specific details relating to your new home e.g., electrical plans, kitchen CGI’s, plumbing and tiling information. An appointment will be made (depending upon build schedule of the plot) for you to make the full colour choices for your new home.
Solicitors
Instruct a Solicitor
- Once you are happy with the reservation your next step is to instruct a Solicitor. This needs to be done by the end of the cooling off period (14 days from date of reservation).
- If this isn’t your first home you may already have a solicitor in mind, however we understand when buying your first home the whole process can seem daunting. Your Sales advisor is there to help, and we do have a list of Solicitors that our other customers have used and recommend. Please ask any of the Sales Team who can supply this information. Ideally you would then obtain quotes from 2 or 3 companies and choose the most appropriate one for you.
- Once you have chosen a solicitor you will be required to sign a contract with them to proceed with your purchase. It would be advisable for you to pay for searches at the time of instructing your solicitor, so they are ready to progress with these as soon as they can.
Exchange of Contracts
- This is the first legal date that we work towards. It is on this date that the purchase becomes legally binding and deposit monies are paid. This is usually 10% of the purchase price unless otherwise agreed.
- Please ensure your solicitor is aware of the agreed exchange of contracts date (this date is on your reservation form) at the point of instruction.
- We request that you keep us up to date with information from your solicitors such as when they receive searches back, mortgage offers etc to ensure there are no unnecessary delays. We will also advise you if there are any queries raised by our solicitor, which need responding to by your solicitor.
- Should there be circumstances outside of your control that mean you cannot achieve this date we can look to agree to an extension to this date but only under certain circumstances.
Legal Process
- Your solicitor will contact ours to request a contract pack, which, they will review and raise enquiries on. Our solicitor will respond to those enquiries and your solicitor may get in touch with you to discuss these further.
- At this time, they will proceed with searches, which, may also raise enquiries that they will forward to our solicitors in preparation for exchange of contracts.
- You will need to arrange for the contracts to be signed and for any deposit funds to be transferred to your solicitor so they are prepared for exchange of contracts
- Once your solicitor is satisfied with the responses, they have received they will contact you to arrange for the contracts to be signed and for any deposit funds to be transferred to your solicitor, so they are prepared for exchange of contracts.
The information above is only intended as a general overview of the legal process. It is important that you take independent advice from your appointed solicitor
Your Mortgage
Mortgage Adviser / Financial Adviser
- If you do require a mortgage to buy your new home you will need to get a mortgage in principle in the first instance.
- If you haven’t decided on a Mortgage/Financial adviser you will need to do this straight away. Check with us as we have broker’s information if required.
- Agree with your adviser when you need to apply for your mortgage in full (a mortgage offer usually only lasts for 6 months)
- If you are not taking a mortgage you will need to coordinate money transfers with your Financial Adviser and Solicitor
Mortgage Lender
- Following the application of your mortgage your chosen lender will arrange for a valuation of the plot, they will contact us directly to arrange this.
- Ensure your Mortgage/Financial adviser is aware of the agreed completion date we are aiming for.
The information above is intended as an overview of the mortgage process. It is important that you take independent advice from your Mortgage/Financial Adviser
Keeping things moving
Solicitors
- It is important you keep in regular contact with your solicitor to ensure that everything is progressing in good time ready for exchange of contracts
- Should your circumstances mean that you cannot achieve this date we can agree to an extension but only under certain circumstances. Please speak to your Sales Adviser to discuss this further
Mortgage
- Following the application of your mortgage your chosen lender will arrange for a valuation of the plot, they will contact us directly to arrange this.
Your new home
- Depending on the build stage of your home the Sales Adviser will discuss what options are available to you regarding personalising your new home
- Your Sales Adviser will keep you updated with progress of the build of your new home
Personalise your new home
Internal
- Your new home comes with the opportunity to personalise your interiors. Dependent upon where we are in the build process this may also include the opportunity to make some minor electrical amendments i.e. moving or adding additional sockets.
- Your Sales Adviser will invite you to a Colour Choice appointment to decide on the internal finish of your new home. At this time they will also discuss with you any extras or upgrades which you may be considering from the information provided in your reservation pack.
External
- At Lindum Homes the aesthetics of the outside of your home is as important to us as it is to you. A lot of consideration goes into this at the planning stage involving architects and our technical team. Every detail is considered including brick, roof tiling, porch, windows and door colours giving your home that extra kerb side appeal.
- Please note that changes cannot be made to the external detail of your new home.
Lindum Homes gives notice that the property particulars and related information shown here are set as a general outline for guidance only. Intending purchasers or tenants should not rely on them as statements or representations of fact, but must satisfy themselves by physical inspection of the property in question or otherwise as to their accuracy
Here for you
What now?
- We understand that during the process of moving home you may have many questions. We have been building house for over 50 years and it is likely we have been asked these questions before, so please do not hesitate to contact us we will be happy to help